API | Open banking

A platform that functions as an API marketplace, with the aim of boosting the payments and financial services ecosystem in Europe.

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Merchants and Corporate

Companies from various business sectors interested in transforming their existing business or diversifying into new business areas.

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Financial Institutions

Not only financial institutions, but especially fintechs and startups, seek to create value for their customers by using services provided by partner API providers.

Empowering innovation across borders with SIBS API Market

Our Account Servicing Payment Service Providers footprint across Europe

Working with ASPSP in Spain, France and Portugal.

Our Third Party Providers coverage

Supporting TPPs Across 20+ European Markets: Germany, Austria, Belgium, Denmark, Slovakia, Slovenia, Spain, Finland, France, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Poland, Portugal, United Kingdom, Czech Republic and Sweden.

Born local. Grown global.

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Transactions processed from PDS2 APIs since 2018

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Bank accounts in Portugal represented

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Third party providers in the ecosystem

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Account Servicing Payment Service Provider (ASPSP) onboard

Connect your business to the future.
Let’s talk?

Connect your business to the future. Let’s talk?

The future is open: the strategic value of API marketplaces

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Resilience

  • 99% availability
  • Isolation of ASPSP systems
  • Provision of 3 environments (PRD, QLY and Sandbox)
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Cost reduction, shared operating and development costs

  • Tariffs aligned with the type of customer
  • Infrastructure management and maintenance
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Service

  • Transaction monitoring and reporting of errors to clients
  • 1st and 2nd line technical support for TPPs and Banks
  • Onboarding process, validation of authenticity and validity of TPP certificates
  • Communications to clients and creation of reports
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Know-how

  • Dedicated support team
  • Specialised SIBS support for regulatory and technical issues
  • Management of security mechanisms

All-in-one API market: secure, scalable,
and ready to power your digital ecosystem

Service and Support Management

  • Infrastructure management with high availability and backup
  • Operational support and 1st line technical support 8/5 for Banks and TPPs
  • Helpdesk 24/7 Specialised Technical Support Team
  • Dedicated Project Manager during Setup
  • Dedicated Relationship Manager
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Lifecycle Management

  • Development, approval and publication of APIs
  • Billing management, including definition of rules per bank
  • Creation of reports mandated by the EBA and BdP
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Security / Fraud

  • Isolation of ASPSP systems
  • DDoS protection
  • Throttling of requests
  • Authentication of TPPs
  • Provision of a segregated testing environment
  • Management of TPP blacklists
  • Transaction monitoring and risk scoring (TRA)
  • Risk scoring mechanisms to support banks’ decision to apply SCAs

Identification of TPPs

  • Validation of the authenticity and validity of TPP certificates
  • Validation of authorisation to provide the desired service

Consent

  • Provision of mechanisms for the bank/ASPSP to manage user consents
  • Registration of consents by user/TPP/API/ASPSP
  • Verification at each access that the user has given consent
  • Interface for the bank/ASPSP to cancel consents

Clients and entities that trust us

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