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Account2Account (A2A)

Solutions for your payments by connecting accounts directly, leveraging European account-to-account schemes (SEPA CT and SEPA DD Core/B2B).

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Merchants and Corporate Clients

Solutions that streamline payment flows for transfer orders and direct debit collections, while enhancing transaction security.

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Financial Institutions

Process domestic and cross-border payments on a single platform, leveraging SEPA Credit Transfer (SEPA CT) and SEPA Direct Debit (SEPA DD) Core/B2B schemes to simplify operations and improve competitiveness.

Helping you deliver payments anywhere

European coverage

Low-cost euro payments across 34 countries, offering a simple, reliable way to send or collect funds in Europe.

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Born local. Grown global.

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Reachable PSP’s across SEPA

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Total annual transactions (SEPA CT and SEPA DD)

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Total annual processed value (SEPA CT and SEPA DD)

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YoY growth (annual transactions)

Connect your business to the future.
Let’s talk?

Connect your business to the future. Let’s talk?

Contact useast

Expand your reach with SEPA: send or collect euro payments across Europe

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Harmonised electronic payments in Europe

SEPA Credit Transfer (SEPA CT) and SEPA Direct Debit (SEPA DD) allow financial institutions, merchants and corporates, and consumers to be reachable across all SEPA countries (the 27 EU Member States, the United Kingdom, Iceland, Norway, Liechtenstein, Switzerland, Monaco, and San Marino).

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Simplicity, Convenience and Efficiency

Consumers can use a single payment account to make payments anywhere in Europe, with no additional costs versus domestic transfers.

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Predictability

SEPA CT is typically settled within one business day, and SEPA DD provides predictable collection dates to support financial planning.

Pay. Collect. Repeat. Seamlessly

SEPA Credit Transfers

  • SEPA4CORPORATE enables businesses to process bulk payments to suppliers and employees using the
  • SEPA CT scheme.
  • Batch processing with multi-session clearing for faster settlement cycles.
  • STEP2 integration for cross-border transfers.
  • Fraud detection for enhanced customer protection.
  • Seamless integration with banks’ platforms.
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SEPA Direct Debits

  • A Mandates Management Tool gives merchants and corporates better control over direct debit collections.
  • STEP2 integration for cross-border direct debit processing.
  • Seamless integration with banks’ platforms.
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More than 35 entities

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