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Loyalty solutions

A technological infrastructure to support loyalty programmes that benefits from the national coverage of the MULTIBANCO Network and from a ‘ready-to-use’ tool with no impact on the point of sale.

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Merchants and Corporate

The loyalty programme always has a Promoter who manages it. This Promoter can be a Merchant.

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Financial Institutions

Alternatively, the Promoter can also be a Financial Institution.

Already in use in

Portugal

In the Multibanco Discounts program, we have two promoters from very different sectors in Portugal: sports and insurance.
In the Loyalty Programme, the service is initially aimed at parish councils, which will act as promoters of the programme. We will start with the council of Bairro de Benfica, in Lisbon.

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Born local. Grown global.

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Promoters

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Merchants

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Transactions processed per month with associated discounts

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Customers who have subscribed to this solution

Connect your business to the future.
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Connect your business to the future. Let’s talk?

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Empowering Local Economies and strengthening Communities Together

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Based on the MULTIBANCO network

Solution leveraged on the MULTIBANCO network already known to the Portuguese without changing the POS.

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Boosts local economies

Boosts local trade and strengthens relations between the promoter, traders and citizens.

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Complete solution: physical and online

Ominchannel solution, which allows you to enjoy the advantages of both the physical and digital worlds.

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Backoffice for management

All the information is centralised in a backoffice and an application.

How the programme to boost the local economy works

Consumer app

  • Consultation of member merchants, movements and balance.
  • Notifications of balance accumulation and utilisation
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Promoter backoffice

  • Monitoring programme use
  • Configuring participants
  • Topping up balances (e.g. topping up balances on birthdays)
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Merchant backoffice

  • Consultation of transactions carried out at the establishment
  • Consultation of statistical data

Balance accumulation

Any POS previously registered in the programme, using bank cards (up to 4 bank cards per consumer).

Spending balance

Made using the physical card or MB WAY via QR Code and NFC.

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