Discover our solutions for your type of business
Other financial services (SWIFT and Instant Payments)
Merchants and Corporate Clients
Send and receive international payment instructions, manage treasury operations, and communicate with banks worldwide in a standardised, reliable way.
Financial Institutions
Use our SWIFT services to exchange financial messages quickly and securely with institutions across the globe. Explore Instant Payments services for PSPs, A2A, and interbank use cases.
Our current locations
SWIFT services across three continents
Active in Europe (Portugal, Spain, France, the United Kingdom, Poland), Africa (Mozambique, Angola, Cabo Verde, Namibia), and Asia (Macao, Timor-Leste), ensuring secure, reliable international transactions.


Instant Payments in key European markets
Enabling Instant Payments in Portugal, Spain, France, and Luxembourg — supporting real-time transactions with speed, security, and compliance.
Born local. Grown global.
Total transactions processed – SEPA, SWIFT, TARGET in 2024
SWIFT transactions processed in 2024
YoY increase in Instant Payments processing volumes
Instant Payments initiated in mobile channels
Robust capabilities in high-performance
payments and secure SWIFT operations
Reliable and resilient infrastructure
99.999% SWIFT availability, with redundant environments and regular disaster-recovery exercises.
Lower costs through shared services
Shared SWIFT infrastructure and licensing reduce costs, with pricing aligned to your business model.
High-performance, always-on payments
Real-time Instant Payments processing with continuous availability (24/7), powered by fully certified EU data centres.
End-to-end Payments Expertise
One of Europe’s largest Instant Payments processors, managing the full payment lifecycle across multiple channels and systems.
Discover more about our financial services
SWIFT services
- FIN, FINPlus/XML, FileAct, and API subscriptions
- SWP Interface licensing
- SAA and SAG licensing
- Compatibility with any SWIFT service subscription


SIBS infrastructure
- Gold connectivity for the primary site; Silver for the secondary site
- Communications systems (MQ, SFTP, FTPS, MFT with TLS, and others)
- Software and hardware for SAA and SAG (clustered; redundancy across primary and secondary sites)
Dedicated SIBS services
- Helpdesk Security Management Team (8/5)
- Helpdesk Specialised Technical Support Team (24/7)
- Dedicated Project Manager during Setup
- Dedicated Relationship Manager for ongoing operations

Functionalities that secure your payments and mitigate losses
Multiple Use Cases for Financial Institutions
The IPS platform supports P2P, B2B, P2B, and B2P use cases with a use-case-agnostic design. Deploy via banking channels or directly connected payment solutions (e.g., MB WAY) to create new revenue streams.


Interoperable with TIPS for SEPA-wide Reach
Seamless interoperability with TIPS enables instant payments across the SEPA region, ensuring fast, reliable transactions.
Real-time Fraud Monitoring
Continuous transaction monitoring helps prevent fraud and protects payments instantly.


Standard reconciliation
A standardised reconciliation process ensures accurate and consistent transaction records.
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